Privacy Policy for Ganyo Swift
Effective Date: July 14, 2026
Welcome to Ganyo Swift ("we", "our", or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.
1. Information We Collect
To provide our financial automation services, we collect the following information:
- Agent Phone Number: Your MTN MoMo agent phone number used for account registration and login.
- Customer Phone Numbers: Phone numbers you enter for transactions (Cash In, Cash Out, Agent-Agent, Airtime, Bundle). These can be any customer numbers, not necessarily your own.
- Transaction Data: Details of your transactions including type (Cash In, Cash Out, Agent-Agent, Airtime, Bundle), amounts, status (Success/Failed), and timestamps.
- Device Information: Standard Android device information to ensure app stability and security.
2. What We DO NOT Collect (Security Assurance)
🔒 We NEVER collect, store, or have access to:
- Your MTN MoMo PIN - You enter this manually on the USSD screen
- Your passwords or security codes
- Bank account details
- Any data from other apps on your device
3. How We Use Your Information
We use the collected information solely to:
- Automate USSD menu navigation to make your transactions faster and more efficient.
- Save and display your transaction history (both locally on your device and optionally to our cloud servers).
- Calculate your daily, weekly, and monthly transaction totals and commissions.
- Provide customer support and troubleshoot technical issues.
- Ensure the security and integrity of our application.
4. Accessibility Services Disclosure (Important)
Ganyo Swift uses Android Accessibility Services to automate USSD menu navigation.
This permission allows our app to:
- Read the MTN MoMo USSD menu screens to identify available options.
- Automatically select menu options to speed up your transaction flow.
- Pre-fill customer phone numbers and transaction amounts you have entered.
What Accessibility Services CANNOT do in our app:
- ❌ We do NOT read or capture your PIN (you enter this manually)
- ❌ We do NOT collect data from other apps
- We do NOT track your keystrokes outside of USSD menus
- ❌ We do NOT sell or share your data with third parties
This permission is used exclusively to make your MTN MoMo transactions faster and more convenient.
5. Data Storage
Your data is stored in two ways:
- Local Storage: Transaction history is saved on your device using SQLite database for offline access.
- Cloud Storage (Optional): You may choose to sync your transaction history to our secure cloud servers for backup and cross-device access.
6. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share generic aggregated demographic information not linked to any personal identification information with our business partners.
We may disclose your information if required by law or in response to valid requests by public authorities (e.g., a court or a government agency).
7. Data Security
We implement appropriate technical and organizational security measures to protect your personal data. All data transmission uses secure HTTPS protocols. However, no method of transmission over the Internet is 100% secure.
8. Children's Privacy
Our Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13.
9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
10. Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:
Email: swiftsupport@ganyodigital.com
Website: https://ganyodigital.com